With the launch of Apple Pay, it was just as much about the future as it was the present, as expanding the service’s use was immediately a topic of conversation. One of the logical next steps for Apple Pay is peer-to-peer payments, which would allow an Apple Pay user to send money to someone, probably another Apple Pay user, as easily as sending a text message. Indeed, a report released in November, citing multiple sources, suggest Apple is hard at work on bringing peer-to-peer payments to its iMessage service. And now another report from Quartz has outlined how Apple could be considering expanding that functionality right out of the gate. According to the report, Apple has filed for a patent application in December of 2015 that outlines sending money through text messages, emails, and even in a phone call. Calendar invites are included in the options, too. There isn’t a lot of profit in peer-to-peer payments, it seems, as the original report outlines. C...
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